Personal Banking

that lasts a lifetime.

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Resources for every milestone in your life


Whether you’re opening your first savings account, taking out a loan, or buying your dream home, we’re there to help at every stage of your journey.


Umpqua meets you where you are.

Choose from a variety of account options designed to help you reach your goals, on your timeline.

Personal Checking

Your money, when you need it


  • Three unique account options

  • Access to Go-To bankers for advice on the go

  • Easy Online & Mobile Banking

Personal Savings

Accounts that grow with you


  • Three unique account options

  • Umpqua ATM Card

  • Earns interest

Home Loans

Ready to start the next chapter of your life?


We work side-by-side with our customers to help them buy, build, remodel, and refinance their homes. We’d love to lend you a hand, too.


Find a home loan
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Loans & Lines of Credit

Money for what you need,

when you need it


Tell us about your strategy, vision, goals, and cash flow, and we’ll help you map out a game plan.

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Credit Cards

Earn cash or rewards every time you spend


Credit cards offer flexibility in how you spend. Get one that builds your credit and gives you perks at the same time.

Umpqua has your back, wherever you are.

Our powerful online banking tools make it easy to manage your money from here, there, and everywhere. 

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A banker in your pocket

From lost cards to home loans, college funds to retirement—your banker is just a tap away.

Mobile check deposit


Mobile check deposit

Easily deposit a check into your account by snapping a photo of it with your phone.


Credit card with phone


Simple to use

Pay bills, view transactions, order checks, and more at your convenience.

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Find an Umpqua Bank near you


We’ve made it easy to find your nearest branch, schedule an appointment, or contact a branch, all in one place.


Find your branch



More ways to reach us


Contact Us