Business Banking 


Loans & Lines of Credit 

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Choose the loan that’s right for you


  • Fixed or variable rates

  • Short or long terms

  • No origination fees on some loans

  • Rate discounts possible with autopay


Looking for guidance? Connect with an Umpqua banker.

Our small business experts are here to help you make informed decisions for the future of your business.

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Meet with our Business Bankers


Find a business banker in your area. 

 Customer Stories


Across the West, companies are navigating extraordinary change with resilience and focus. California’s Connolly Ranch Education Center helps their community’s children and families thrive by educating them about farming, sustainability, and the environment.


Watch more stories

Want to get more out of Umpqua Business Banking?

Explore more ways we can help you spend less time managing your money and more time growing your business.

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Online & Mobile Banking


Chat with a banker and manage your finances from wherever you are.

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Cash Management


Optimize your cash flow with merchant services, payroll, ACH payments, and more.

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Credit Cards


Find a card that will streamline your expenses and provide flexibility in how you spend.

Columbia Bank base rate is 8.50% as of July 27, 2023.

All loans subject to credit approval.