Personal Banking > Loans and Lines of Credit


Personal Loans

Hands exchanging money

A personal loan should be just that. Personal.

mobile title

desktop title

  • Maximum loan amount of $100,000

  • Payments fully amortized over term
  • Term of up to four years
  • No collateral required
  • APR starting at 10.21%

  • Fixed interest rate
  • $100 origination fee
Two women eat dinner while one pets a dog

mobile title

desktop title

  • Loans of $1,000 and up
  • Terms of one to five years
  • APR starting at 4.16%
  • No annual fee
  • Collateral of certificate of deposit
  • Fixed interest rate
  • $100 origination fee
  • Interest only payments

Woman writing on notepad


Connect with a loan expert.


Need help now? Call (844) 645-1503, Mon-Fri, 7 a.m.-6 p.m., Sat. 9 a.m.-2 p.m.

Please note: We currently serve new customers in OR, WA, CA, ID, and NV.


  • Home Equity Line of Credit

    Use the equity in your home to help get projects off the ground.
    Learn more
  • Credit Cards

    Build your credit and earn rewards at the same time.
    View credit cards
Umpqua Store Location Map Background

Find an Umpqua Bank near you


We’ve made it easy to find your nearest branch, schedule an appointment, or contact a branch, all in one place.


Find your branch



More ways to reach us


Contact Us