Personal Banking 


Personal Checking

Baby and mom

Choose from one of four unique checking account options

Open your account online today or visit us at any branch and we’ll help you select an Umpqua checking account that fits. 

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Umpqua Embark Checking

Umpqua Access Checking

Umpqua Attain Checking

Umpqua Foundation Checking

Access to a dedicated Go-To Banker
ATM owner fee rebates

Up to $10 per month when maintaining average monthly balance of $2,500

Up to 4 rebates per month

Up to $25 per month


Complimentary Savings Account

Grow Savings with monthly transfer

Grow Savings or Thrive Money Market

Grow Savings or Thrive Money Market

Complimentary Cashier's Checks
Complimentary Incoming Wire Transfers

One incoming wire fee refund per monthly cycle

Bonus Interest on CD
No International Processing Fees
Open an account

Get Today’s Rates

Want to get more out of Umpqua Personal Banking?

Explore some of the other ways Umpqua can help you turn your financial goals into reality.

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Online & Mobile Banking


We’ve made it simple to manage your money on your schedule.

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Personal Savings


Open an account so your money can grow with you.

Credit card


Credit Cards


Get a card that builds your credit and gives perks at the same time.