Don’t sweat the small stuff.
Personal Checking with Umpqua is easier than ever.

Checking account options for everyone

Open a checking account that fits your lifestyle so you can access your money when you need it.

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    Umpqua Embark
    Checking

     

    An account designed to make managing money easy

     

    • Access to a dedicated Go-To Banker

    • One Grow Savings account with monthly transfer

    • Complimentary wire transfers
       

    • Interest

    • Complimentary cashier’s checks

    • Bonus interest on CD

    • No international processing fees

     

     

    Learn more

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    Umpqua Access
    Checking

     

    An account that gives you flexibility, more savings options, and ATM rebates

     

    • Access to a dedicated Go-To Banker

    • Three Grow Savings or Thrive Money Market accounts

    • One incoming wire fee refund per monthly cycle

    • Interest

    • Complimentary cashier’s checks

    • Bonus interest on CD

    • No international processing fees

     

     

    Learn more

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    Umpqua Attain
    Checking

     

    An interest-bearing account with premium benefits

     

    • Access to a dedicated Go-To Banker

    • Five Grow Savings or Thrive Money Market accounts

    • Complimentary wire transfers
       

    • Interest

    • Complimentary cashier’s checks

    • Bonus interest on CD

    • No international processing fees

     

     

    Learn more

 

Umpqua Embark Checking

Umpqua Access Checking

Umpqua Attain Checking

Access to a dedicated Go-To Banker
ATM owner fee rebates

Up to $10 per month when maintaining average monthly balance of $2,500

Up to 4 rebates per month

Up to $25 per month

Complimentary Savings Account

1
Grow Savings with monthly transfer

3
Grow Savings or Thrive Money Market

5
Grow Savings or Thrive Money Market

Interest
Complimentary Cashier's Checks
Complimentary Incoming Wire Transfers

One incoming wire fee refund per monthly cycle

Bonus Interest on CD
No International Processing Fees
Open an account

Need some help finding the right account for you?

 

Contact us

Meet your Go-To financial expert.

Meet your Go-To financial expert.

You can choose someone from your neighborhood, someone with the expertise you need, or someone who shares your interests. Our best advice is to connect with someone who can make you :) while they help you make the most of your money.

 

New to Umpqua? Open a checking account first

Want to get more out of Umpqua Personal Banking?

Explore some of the other ways Umpqua can help you turn your financial goals into reality.

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Online & Mobile Banking

 

We’ve made it simple to manage your money on your schedule.

 

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Personal Savings

 

Open an account so your money can grow with you.

 

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Credit Cards

 

Get a card that builds your credit and gives perks at the same time.