Choose one of three easy options, and open an account online.
- Earns interest
- Easy online banking
- Umpqua ATM Card
- Tie to checking account for overdraft transfers
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Grow Savings
$3
Monthly pricing; or
$0
with a $200 minimum daily balance; or primary signer is 0-18 or 55+; or when you complete a monthly transfer from an Umpqua personal deposit account
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Thrive Money Market
$10
Monthly pricing; or
$0
with a $1,000 minimum daily balance
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Prosper Money Market
$15
Monthly pricing; or
$0
with a $10,000 minimum daily balance; or $25,000 combined balance
Grow Savings | Thrive Money Market | Prosper Money Market | |
---|---|---|---|
Earns Interest |
Yes |
Yes |
Yes |
ATM Card |
Yes |
Yes |
Yes |
Check Deposit |
Unlimited complimentary deposit |
First 50 checks per month complimentary; $0.25 per check after that |
First 50 checks per month complimentary; $0.25 per check after that |
Minimum to Open |
$25 |
$100 |
$100 |
Monthly Pricing Options |
$3 per month |
$10 per month |
$15 per month |
Low-risk savings solution with variable term options.
Low-risk savings solution with variable term options.
Use a certificate of deposit as a low-risk savings solution with a fixed interest rate. No monthly service charge, and only $1,000 to open.

We can’t be on every corner, so we'll settle on being in every pocket.
We can’t be on every corner, so we'll settle on being in every pocket.
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Mobile check deposits from anywhere
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Instant internal transfers to move money when you're on the move
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Custom alerts to keep you in the know
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Secure touch login for when you can’t remember that pesky password

Connect your savings with checking and save even more.
Connect your savings with checking and save even more.
- Up to three complimentary Grow Savings or Thrive Money Market accounts when linked to Access Checking
- Up to five complimentary Grow Savings or Thrive Money Market accounts when linked to Attain Checking

Set aside money for healthcare expenses tax-free.
Set aside money for healthcare expenses tax-free.
Enrolled in a qualified high-deductible health plan? A Health Savings Account (HSA) is a great way to save for medical expenses.

Invest in your family’s future.
Invest in your family’s future.
Make annual contributions and enjoy significant tax benefits to help pay for anything from elementary school to college.

*Securities, managed investments, insurance products and wealth management services are offered through Umpqua Investments, Inc., Member FINRA/SIPC. Umpqua Investments, Inc. is an affiliated company of Umpqua Bank.
Investment products and services are: · NOT a bank deposit · NOT FDIC insured · NOT insured by any federal government agency · NOT bank guaranteed · and MAY go down in value.