Tailor a secured or unsecured line of credit expressly for your business.
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Up to $750,000
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Variable interest rate
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No set maturity on line of credit up to $100,000
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No origination fee
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Minimum monthly payment
No collateral, a lot of potential.
No collateral, a lot of potential.
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Loan of $10,000 to $250,000
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One-year terms on loans of $100,001-$250,000
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Rates starting at 5.60%
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Collateral not required
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Borrower must be a current Umpqua Bank customer. Please see Terms & Conditions for details.

A longer line, secured by your business.
A longer line, secured by your business.
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Line of credit from $25,000 to $750,000
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3-year term on loans of $100,001 and up
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Rates starting at 4.40%
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No prepayment penalty
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Secured by business assets
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CD and commercial real estate options available

Wherever your business lives.
Wherever your business lives.
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Line of credit from $25,000 to $1,000,000
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3-year term on loans of $25,000 to $250,000
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2-year term on loans of $250,000 to $1,000,000
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Rates starting at 3.75%
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No prepayment penalty
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Secured with improved commercial real estate

Last updated: 4/16/2021
Oregon
- Phoenix: Closed indefinitely.
Washington | Idaho
- Seattle, Capitol Hill: Closed Tuesdays & Thursdays.
California | Nevada
- Sacramento, One Capital Mall: Closed indefinitely due to building closure.
Store locations are continuing to encourage customers to make appointments online for their in-person banking needs. At some store locations, the lobby will be open based on their state’s phased status. Please check with the specific store for details.
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