Choose one of three easy options, and open a savings account online.
- Earns interest
- Easy online banking
- Umpqua ATM Card
- Tie to checking account for overdraft transfers
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Grow Savings
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Thrive Money Market
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Prosper Money Market
These accounts allow six (6) total withdrawals and transfers each calendar month or statement cycle. Withdrawals and transfers include: bill payments, telephone transfers, ACH payments, drafts and point of sale transactions. Unlimited complimentary Umpqua ATM and in-branch withdrawals. No Checks issued and allowed for withdrawal against these Savings Accounts. Any Check, including over the counter Checks and electronic Checks issued against the Savings Accounts will be returned unpaid.
Grow Savings | Thrive Money Market | Prosper Money Market | |
---|---|---|---|
Earns Interest | Yes |
Yes |
Yes |
ATM Card | Yes |
Yes |
Yes |
Check Deposit | Unlimited complimentary deposit |
First 50 checks per month complimentary; $0.25 per check after that |
First 50 checks per month complimentary; $0.25 per check after that |
Minimum to Open | $25 |
$100 |
$100 |
Monthly Maintenance Fee | $3 per month |
$10 per month |
$15 per month |
Monthly Maintenance Fee Options | $0 with $200 or more daily balance; or primary signer is 18 and younger or 55 and older; or when you complete a monthly transfer from an Umpqua personal deposit account to your Grow Savings account |
$0 with $1,000 minimum daily balance or link to checking account |
$0 with $10,000 minimum daily or $25,000 combined balance |
With Access Checking | Receive up to 3 complimentary Grow Savings or Thrive Money Market accounts when linked to Access Checking. |
Receive up to 3 complimentary Grow Savings or Thrive Money Market accounts when linked to Access Checking. |
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With Pinnacle Checking | Receive up to 5 complimentary Grow Savings or Thrive Money Market accounts when linked to Pinnacle Checking. |
Receive up to 5 complimentary Grow Savings or Thrive Money Market accounts when linked to Pinnacle Checking. |
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Account Details |
Get Today’s Rates
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Use a certificate of deposit as a low-risk savings solution with a fixed interest rate. No monthly service charge, and only $1,000 to open.

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Mobile check deposits from anywhere
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Instant internal transfers to move money when you're on the move
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Custom alerts to keep you in the know
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Secure touch login for when you can’t remember that pesky password

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- Up to three complimentary Grow Savings or Thrive Money Market accounts when linked to Access Checking
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Up to five complimentary Grow Savings or Thrive Money Market accounts when linked to Pinnacle Checking

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Enrolled in a qualified high-deductible health plan? A Health Savings Account (HSA) is a great way to save for medical expenses.

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Make annual contributions to help pay for anything from elementary school to college.
