Select Secured Expressline Terms & Conditions

Interest rate shown is subject to change without notice. The interest rate is variable and based on The Wall Street Journal Prime Rate (the "Index"), currently 7.50%, plus a margin (spread). In no event will the Interest Rate be less than 4.00%. Maximum Interest Rate: 18.00%. The margin is based on the approved loan amount and our evaluation of applicant’s credit history. Advertised interest rate includes a 0.50% automatic payment discount from an Umpqua Bank account.

All accounts subject to credit approval.

We also offer lines of credit secured by CDs and commercial real estate. Contact us for details.

Other possible fees