Engage more customers and increase sales with our unique risk-based pricing model

As an equipment vendor, you risk losing the sale when a customer isn’t approved for financing. Unique among vendor finance banks, our risk-based pricing model lets us approve customers that other finance companies won’t, such as startups or companies with limited credit histories. As a result, we can handle more of your financing needs, and you can close more sales on the spot.


Fast approvals and funding


Our simple, easy documentation process ensures that credit decisions are made quickly and deals close fast.

Personal relationships


You're not just another vendor with Umpqua. Our financing experts look to build long-standing relationships, with service and strategic support that boosts your sales and profitability.

Western footprint


As one of the few bank-owned leasing companies in the West, we can approve financing or fund transactions later than our East Coast competitors, meaning more afternoon sales.

Trusted partnership


If you prefer doing business with a bank you know and trust, chances are your customers do too. Umpqua is the West's premier regional bank, including the most admired financial services company in Oregon for 12 years running.

Customer resources

Equipment insurance
Please fax proof of insurance to:

FPL Insurance Services
(305) 506-0094

The certificate should include the lessee’s business name, location address of the equipment, a detailed equipment description, dates of coverage and the contract number. Financial Pacific Leasing or its successors and/or assigns must be listed as Loss Payee. Please call (888) 423-6722 with questions.

Contact us
Speak with an FPL representative between the hours of 7 a.m. and 5 p.m. Pacific Time at (800) 447-7107.

How else can we assist you?

Let us know how we can help and we’ll get back to you soon.

Need help now? Call (866) 790-2121 Mon.-Fri., 8 a.m.-5 p.m.

Please note: We currently serve new customers in OR, WA, CA, ID and NV.