Commercial Banking 


Protect Against Fraud

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Protection for your everyday processes

In the ever-evolving world of business, operating without fraud protection can lead to potentially significant financial losses. Take control of your wires, checks and ACH payments. Safeguard your accounts from fraud with solutions like Positive Pay today.

We want to help you stay protected.

Prevent payment fraud

Protect check payments with Positive Pay


Check fraud is a risk to companies of all sizes, in all industries. Our Check Positive Pay system helps you prevent significant financial losses by quickly identifying and stopping unauthorized payments.

Simply upload a list of the checks you are issuing, and Positive Pay will compare outgoing items against your authorized list.

Additional payment fraud prevention solutions


ACH Positive Pay – Filter or block unauthorized ACH charges.

ACH Block
– Automatically reject all ACH debits from a specific account.

See all fraud prevention services

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Keep your business S.A.F.E. from cyberattacks

Learn how to recognize the latest trends and prevention measures you can take to protect your business.

Join our Success Against Fraud Events, S.A.F.E., live webinars featuring panels of experts who’ll share strategies to help you get ahead of fraud events before they happen. We’ll also discuss advanced banking solutions to shield your accounts from possible harm.

Registration is free and open to everyone, whether you bank with Umpqua or not.

Green Bar

Today's Threat

April 26, 2024

11:00 am to 12:00 pm PT

Green Bar

Proactive Payments Protection

May 15, 2024

11:00 am to 12:00 pm PT

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Cybersecurity Considerations

June 5, 2024

11:00 am to 12:00 pm PT

Our top fraud-prevention products


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Positive Pay


Block fraudulent checks and transfers with easy-to-use Positive Pay services.


Learn more


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ACH Block

Automatically reject all Automated Clearing House debits from a specific account with ACH Block.


Learn more


Safe box




Receive customer payments faster with the simplicity of our secure lockbox service.


Learn more


Connect with a business banker

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Powered by people who are committed to your business


Whether you’re opening new locations, acquiring a competitor, or expanding into overseas markets, finding the right financial solutions is essential for your business to reach new heights


Umpqua bankers are dedicated to your business’ success. After we develop a holistic understanding of who you are and what you do, we collaborate with you to build integrated solutions with impact. Our team brings over 25 years of experience to the table and our dedicated bankers aim to approach your business with new ways of thinking while never losing sight of your vision.

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Explore the latest market trends, innovations, and challenges affecting your business.